Frequently Asked Questions

What is bridging finance?2019-05-25T11:15:09+00:00

Bridging finance refers to short-term loans, which are usually used to “bridge” a gap while the borrower arranges alternative low cost long term funding or a sale. Borrower can also use a bridge to access the equity they have built up in their asset.

Do I need a solicitor?2019-05-25T11:15:46+00:00

Yes, you will need a solicitor firm with a minimum of 2 partners.

Can I take a bridging loan for commercial purposes?2019-05-25T11:16:09+00:00

We can arrange loans against Residential, Semi-Commercial, Commercial and Development properties.

How long will it take to complete a bridging loan?2019-05-25T11:17:44+00:00

Typically within 10-14 days in the UK although this generally depends on the speed of the borrower lawyer responses to our legal requirements. International bridging tends to be 3-4 weeks.

How long can I borrow for?2019-05-25T11:18:04+00:00

Bridging loans are more expensive than long term lending and should be used for the shortest time possible although we do have short term lenders that can lend up to 3 years.

I do not live in the UK and would like to borrow against my non-UK property. Is this possible?2019-05-25T11:18:39+00:00

Yes, we have lenders who can lend on international properties, both residential or commercial. The borrower can be based abroad or in the UK.

How are bridging loans secured?2019-05-25T11:19:12+00:00

Bridging loans are secured against your property or land.

Is there a minimum loan amount?2019-06-14T11:29:54+00:00

In the UK our minimum loan size is £250,000. International loans start at €400,000.

Which countries can you lend in?2019-08-19T09:32:54+00:00

The list of countries we can offer loans in is growing all the time. Most common locations that we lend in are UK, Gibraltar, Spain, Lanzarote, Ibiza, Mallorca, Menorca, France, Germany, Portugal,  Netherlands, Switzerland, Belgium, Norway, Sweden and Denmark. Please contact us still if you have funding needs in other countries not listed here.

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Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.